WE'RE ALWAYS OPEN

1-888-643-3888

Call toll-free, 24x7
Bank of Hawaii logo

Overdraft Protection From Savings Service

Set up automatic transfers from your savings account to your checking account to help prevent overdrafts

Locate a branch

Overdraft Protection from Savings is a service that you can enroll into that enables automatic transfers from your savings account to your checking account to cover a net overdraft in the checking account at the end of the business day.

Eligibility Requirements
This service is offered to customers who do not have a Bankoh CoverCheck or do not have a Cash Advantage account. The checking and savings account titling must be identical. This service is not available for EASE by Bank of Hawaii accounts.

Transfer Fees
There's no cost to sign up for Overdraft Protection from Savings. However, transfer and other fees may apply when an automatic transfer occurs. Please see the Fee Schedule or contact us for more information. Please note that each transfer made counts toward the monthly limit of six (6) withdrawal and/or transaction limit for savings accounts.

How to Enroll
Download the Overdraft Protection from Savings form, complete and return it to any banking representative at any Bank of Hawaii branch.