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Free Checking*

Apply online. It's just easier.
No traffic, no waiting, no hassle.

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Get a checking account with one of America's best banks named by Forbes Magazine.

Free Checking means:

  • No minimum balance
  • No monthly service fee
  • No direct deposit requirement

We're Hawaii's most convenient bank

Bank of Hawaii has the most ATMs in the most places and access to conveniently located branches.

Your Free Checking account also includes:

View our easy-to-understand information guide for
Free Checking that explains how and when fees are assessed.

Requirements and Other Restrictions:

  • Minimum opening deposit requirement of $100
  • Online account opening available in the 50 United States

Safety & Soundness:

1. Mobile banking service requires enrollment in e-Bankoh Online Banking. An Internet-enabled phone or PDA device is required to access e-Bankoh Mobile or m.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may apply. Your cell phone must be registered with our mobile banking service provider.

* Does not include free checks. Minimum opening deposit of $100 required. Please see our fee schedule for information on other fees that may be assessed to your account such as fees for overdrafts, stop payment and other services. Bank of Hawaii reserves the right to amend or terminate the terms for this account at any time.