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Free Checking1 55+ Checking Personal Money Management Checking Bankohana Level I Bankohana Level II Bankohana Level III
Interest bearing account No Yes Yes Yes Yes Yes
Minimum opening deposit $100 $100 $100 $500 $500 $500
Balance requirement None None $500 minimum daily balance or average daily balance of $1,000 $6,000 combined average daily balance2, 4 $20,000 combined average daily balance3, 4 $50,000 combined average daily balance3, 4
Monthly service fee if balance requirement is not met $0 $0 with direct deposit5
$4 without direct deposit5 regardless of balance
$7
In addition without direct deposit5: $1
$15 $20 $30
Bank of Hawaii Visa® Check Card Free Free Free Free Free Free
Bankoh Hawaiian Airlines® Visa® Check Card $3/mo. per card $3/mo. per card $3/mo. per card $3/mo. per card Discounted for the 1 HawaiianMile® for $2 dollar program6 Free for the 1 HawaiianMile® for $2 dollar program7
Bankoh by Phone Free Free Free Free Free Free
e-Bankoh Online Banking Free Free Free Free Free Free
e-Bankoh Bill PaySM Free for the first two months, then $5.95/mo Free for the first two months, then $5.95/mo Free for the first two months, then $5.95/mo Free Free Free
Bank of Hawaii Mobile Banking 6 Free Free Free Free Free Free
  1. Personal checks available at additional cost
  2. Combined average daily balance in qualifying deposits, qualifying consumer loans, and in addition, for accounts domiciled in the state of Hawaii and American Samoa, Bank of Hawaii credit cards. Some restrictions apply.
  3. Combined average daily balance in qualifying deposits, qualifying consumer loans, one residential mortgage (up to $10,000), and in addition, for accounts domiciled in the state of Hawaii and American Samoa, Bank of Hawaii credit cards, and qualifying Bankoh Investment Services, Inc. accounts. Some restrictions apply. Bankoh Investment Services, Inc. (BISI) is a non-bank subsidiary of Bank of Hawaii and member FINRA/SIPC. Bankoh Investment Services, Inc. investments and insurance products: are NOT FDIC insured, are NOT insured by any federal government agency, are NOT deposits or other obligations of (or guaranteed or insured by) Bank of Hawaii or its affiliates, may NOT be required for purchase in order to obtain credit from Bank of Hawaii or any of its affiliates, and may involve investment risks including possible loss of the principal amount invested. The official securities position statements for BISI accounts will be sent by BISI’s clearing firm, National Financial Services, LLC (NFS), which is considered the original statement of record.
  4. If your Bankohana Account is in the state of Hawaii or American Samoa, we also count the outstanding balances of your Bank of Hawaii credit cards issued and administered by FIA Card Services, N.A.
  5. Direct deposit of payroll, pension or Social Security during the statement cycle.
  6. A $2/month discount of the monthly service fee in effect only applies to the program which awards 1 HawaiianMile® for every $2 in net qualified purchases. Cannot be combined with other offers. (Not available in Guam, Saipan, or Palau.)
  7. Free Bankoh Hawaiian Airlines Visa Check Card that earns 1 HawaiianMile for each $2 dollar in qualified spend (Not available in Guam, Saipan, or Palau.)
  8. Mobile banking service require enrollment in e-Bankoh Online Banking. An Internet-enabled phone or PDA device is required to access e-Bankoh Mobile or mobile.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may apply. Your cell phone must be registered with our mobile banking service provider.

May not be available to all customers or areas that Bank of Hawaii serves. Please consult your branch about the availability of products and services.