rates are low so apply today

Get started today with a Bankoh Home EquityLine (HELOC)

Fix your home with a new kitchen or bathroom, pay for tuition or consolidate debt and make low monthly payments.

Apply now

New 60 month introductory rate available

See below for rates

Now is a great time to stop dreaming and start doing.

Fixed Rate Loan Option Special

6.40%3 APR for 30 years

Enjoy low, fixed payments to cover many types of expenses to help your dreams become reality. 

3Applicable for HELOC applications received 2/1/2023-2/15/2023. Available for new accounts and line increases, with a minimum amount of $10,000 at loan closing only. The 30 year FRLO may only be obtained at loan closing. The monthly payment for a 30-year Fixed Rate Loan Option ("FRLO") is approximately $62.55 per $10,000 borrowed (360 monthly payments of principal and interest).
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Special, low fixed rate
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Hawaii's #1 lender*
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Waived bank closing costs4
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Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2021. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2021. Information is deemed reliable but not guaranteed.

Waived bank closing costs include $125 mortgage documentation fee, $75 trust review fee, and $75 condominium review fee (not applicable in Guam). If escrow is required, we will provide a credit of up to $175 to offset escrow fees related to paying off existing liens. Payments to third parties for certain fees, which generally total between $0 and $6,000 for Hawaii ($1,300 - $2,700 for Guam) may be required at closing, and are not waived as part of this offer.

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