Learn about all the things you can fix with a Bankoh Home EquityLine

Fix your home with a new kitchen or bathroom, pay for tuition or consolidate debt and make low monthly payments. Get a Fixed Rate Loan Option with a Bankoh Home EquityLine, a home equity line of credit, or HELOC for short.

Rates are low so apply today.

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Now is a great time to stop dreaming and start doing.



Applicable for applications received 8/15/2019 – 8/31/2019. Available for new accounts and line increases, with a minimum $10,000 draw at loan closing only.

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Why Choose a Bankoh Home EquityLine

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Special, low fixed rate

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Hawaii's #1 lender*

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No bank closing costs2

Calculate Your Payments

Home Equity Fixed Rate Loan Option Payment Calculator


Estimated Payments

0 Monthly Payments:

$ 0.00

Monthly payment based on amortization of principal over term selected. For Bank of Hawaii home equity line accounts, minimum monthly payments for your Fixed Rate Loan Option are in addition to any monthly payments due from balances in the variable rate portion of your credit line or your second payment stream, whichever is applicable. Your term cannot extend beyond the termination date of your home equity line.

This calculator is for educational purposes only.

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Trusted Lender
*#1 in total dollars and numbers of loans made in the State of Hawaii.

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2018. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2018. Information is deemed reliable but not guaranteed.

Footnotes and Disclosures

The monthly payment for a 15-year Fixed Rate Loan Option ("FRLO") is approximately $71.49 per $10,000 borrowed. (180 monthly payments of principal and interest). In order to take advantage if this 3.50% Special FRLO you must apply and qualify for a Bankoh Home EquityLine by 8/31/2019 and establish the FRLO at time of closing with a minimum amount of $10,000. Annual fee for a Bankoh Home EquityLine is $50. Monthly payments for fixed rate loan options are in addition to your minimum monthly payment on the variable rate portion of your Bankoh Home EquityLine.

2 Waived bank closing costs include $125 mortgage documentation fee, $75 trust review fee, and $75 condominium review fee (not applicable in Guam). If escrow is required, we will provide a credit of up to $175 to offset escrow fees related to paying off existing liens. Payments to third parties for certain fees, which generally total between $0 and $4,500 for Hawaii ($1,100 - $6,100 for Guam) may be required at closing, and are not waived as part of this offer.