NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

Deposit Insurance Limits
The Dodd-Frank Wall Street Reform and Consumer Protection Act permanently increased the standard maximum deposit insurance amount to $250,000.  (Previously, the coverage amount was temporary through 12/31/13.) 

For more information about FDIC insurance coverage, visit www.fdic.gov.

Want to calculate your deposit insurance? Visit the FDIC's Electronic Deposit Insurance Estimator (EDIE).