Checking & Savings
EASE by Bank of Hawaii®
Loaded with benefits, not fees.
minimum opening deposit of $25
Open nowBank with ease, not fees1
At Bank of Hawaii, we want you to bank with ease, not fees. That’s why we created EASE by Bank of Hawaii®. Unlike reloadable pre-paid cards that are loaded with fees, with EASE by Bank of Hawaii, you can make purchases using your Visa® Debit Card, add or get cash at Bank of Hawaii ATMs with no fees. Enjoy convenient online and mobile banking and even use it with mobile wallets. Best of all, EASE by Bank of Hawaii has no overdraft fees, no minimum balance requirement, and waived monthly service fee with enrollment of online statements. So build your better tomorrow with EASE by Bank of Hawaii.
WHAT YOU GET
No overdraft fees
No minimum balance requirement
Waived $2.50 monthly service fee with enrollment of online statements
No check writing—helps avoid bounced checks
EASE by Bank of Hawaii Visa® Debit Card2
Manage your money 24/7 online and with our mobile app3
WHAT WE NEED
$25 minimum opening deposit
Physical address must be in Hawaii
1 Please refer to our Consumer Checking and Savings Account Fee Schedule for applicable fees.
2 Debit Card Requirements and Other Restrictions:
- Must have an EASE by Bank of Hawaii account
- Must be 13 years or older
3 Mobile Banking Service requires enrollment in e‐Bankoh Online Banking. An internet‐enabled device is required to access e‐Bankoh Mobile Banking App or www.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Mobile Banking service enrollment process.
Go contactless
Look for this symbol on card readers to use the contactless feature of your debit card. It's safe, simple, and secure.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
Cost Comparison
| Prepaid Cards++ | EASE by Bank of Hawaii | |
| Opening Account Cost | $1.00 - $3.95 to purchase the card | $0* *A minimum opening deposit of $25 is required. |
| Load Amount | $1 - $500 | No limit |
| Monthly Fee | $5.00 - $8.95, sometimes waived with a minimum monthly direct deposit of $500 - $1,000 or transaction spend of $1,000 per month | $2.50, waived with enrollment of online statements |
| Reload Fee | $3.95, but may be free at certain retailers | $0 Free at over 100 Bank of Hawaii Easy Deposit ATMs |
| ATM Withdrawal Cost | ATM withdrawals $1.95 - $2.95 per withdrawal + ATM owner fee ($4). | $0 Free at all Bank of Hawaii ATMs |
| Debit Transaction Cost | Varies. In general, $1 for signature transaction and $2 for PIN transaction. | $0 |
++ Information provided is for illustrative purposes only and is based on information disclosed on various prepaid cards as of July 1, 2019, which are subject to change.
*A minimum opening deposit of $25 is required.
Questions?
I opened my account, now what?
Within 5-8 business days, you will receive your new Bank of Hawaii Visa® Debit Card in the mail. Use your Bank of Hawaii Visa® Debit Card at select Bank of Hawaii ATM to get your balance, withdraw cash, or make a deposit. You can also make purchases at any store that accepts Visa.
How do I enroll in e‐Bankoh Online Banking?
Enrollment for e‐Bankoh® can be completed through a self‐enrollment process by visiting our website at www.boh.com or by contacting our 24-hour Customer Service Center.
How do I sign up for online bank statements?
Online Bank Statements provides customers the option to view, save or print statements. To sign up for Online Bank Statements, simply log into your online e‐Bankoh account. Click on the “Customer Service” tab, and select ‘Change Document Delivery Method’ in the Account Maintenance column. Using the drop‐down box in the ‘Delivery Method’ column, you can select online or paper statements. As a reminder, sign up within two statement cycles of opening your account otherwise, you’ll be charged a $2.50 Monthly Service Fee for receiving a paper statement in the mail.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Mobile Deposit is exclusive to our Mobile Banking* apps.
How do I sign up for direct deposit?
To find out if direct deposit service is available through your employer, contact your payroll or personnel department. If your employer offers this service, give your employer the Bank of Hawaii account number and routing number which can be found on your reference card. For Social Security/Supplemental Security or other federal government income, call the Social Security Administration toll free at 1-800-333-1795 or visit one of our branches. For other types of payments, contact the payer.
How do I pay my bills online?
e‐Bankoh Bill Pay makes paying your bills easy and convenient. All you need to do is add your payees information (individuals or businesses); then you can make a payment from your computer or your mobile device anytime, anywhere! Bill Pay will be free for the first two months and then you will be charged a $5.95 monthly fee. You can cancel the service at any time.
I opened my account, now what?
Within 5-8 business days, you will receive your new Bank of Hawaii Visa® Debit Card in the mail. Use your Bank of Hawaii Visa® Debit Card at select Bank of Hawaii ATM to get your balance, withdraw cash, or make a deposit. You can also make purchases at any store that accepts Visa.
How do I enroll in e‐Bankoh Online Banking?
Enrollment for e‐Bankoh® can be completed through a self‐enrollment process by visiting our website at www.boh.com or by contacting our 24-hour Customer Service Center.
How do I sign up for online bank statements?
Online Bank Statements provides customers the option to view, save or print statements. To sign up for Online Bank Statements, simply log into your online e‐Bankoh account. Click on the “Customer Service” tab, and select ‘Change Document Delivery Method’ in the Account Maintenance column. Using the drop‐down box in the ‘Delivery Method’ column, you can select online or paper statements. As a reminder, sign up within two statement cycles of opening your account otherwise, you’ll be charged a $2.50 Monthly Service Fee for receiving a paper statement in the mail.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Mobile Deposit is exclusive to our Mobile Banking* apps.
How do I sign up for direct deposit?
To find out if direct deposit service is available through your employer, contact your payroll or personnel department. If your employer offers this service, give your employer the Bank of Hawaii account number and routing number which can be found on your reference card. For Social Security/Supplemental Security or other federal government income, call the Social Security Administration toll free at 1-800-333-1795 or visit one of our branches. For other types of payments, contact the payer.
How do I pay my bills online?
e‐Bankoh Bill Pay makes paying your bills easy and convenient. All you need to do is add your payees information (individuals or businesses); then you can make a payment from your computer or your mobile device anytime, anywhere! Bill Pay will be free for the first two months and then you will be charged a $5.95 monthly fee. You can cancel the service at any time.
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