Financial Tips and Security

Watch out for Coronavirus scams

Scammers often take advantage of natural disasters, outbreaks and other challenging events, to sell bogus products and trick you out of your money. They might promote coronavirus awareness and prevention tips, or offer fake information about cases in Hawaii. They might also ask you to donate to victims, give advice on unproven treatments or send malicious email attachments.

Here are some tips from the Federal Trade Commission to help keep you safe from scammers:

  • Don’t click on links from sources you don’t know.
  • Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying that have information about the virus.
  • Ignore online offers for vaccinations. 
  • Do your homework when it comes to donations, whether through charities or crowdfunding sites. Don’t let anyone rush you.
  • Be skeptical of “investment opportunities” relating to coronavirus.

Read the full article for more information:


Protect yourself against fraud

When using electronic banking technology, it’s important to be aware of the risks. We’ve got important information on how to stay protected while banking online or via your phone, including how to look out for phishing attacks and advance fee fraud, and tips for using ATMs safely.

5 Financial Tips

Here are some things you should think about doing to maximize your readiness for unanticipated situations.
  1. Sign up for your banks online and mobile banking options.
  2. Set up an emergency fund.
  3. Make sure you have adequate insurance.
  4. Review the items in your safe deposit box, and consider alternate storage options for anything you would need in the event of a branch closure.
  5. Sign up for direct deposit with your employer.
    1. Contact your employer’s payroll or personnel department to get the process started.
    2. You’ll need your Bank of Hawaii account number and routing number.
      Hawaii Routing Number 121301028
      Guam/Saipan Routing Number 121405018

How to be Financially Ready for the Unexpected

No matter who you are, life has a way of surprising with the unexpected. While you can’t always prevent unfortunate (and expensive) incidents from occurring, there are a few common-sense steps you can take to protect yourself ahead of time. Should a disaster happen, the right plans can help to shrink financial burdens and minimize the disruption to your life.

couple discussing finances

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