Consumer Checking and Savings Rate Sheet 

Interest Rate and Annual Percentage Yield (APY) subject to change without notice and may change after the account is opened. Fees may reduce earnings.

Rates Effective as of: 06/20/2012 (State of Hawaii & American Samoa)
06/21/2012 (Guam, Saipan & Palau)
Consumer Checking Accounts Minimum Balance
to Open

Minimum Balance to Earn APY

Variable Interest Rate Variable APY

Personal Money Management Checking

$100

$1
$10,000

0.02%
0.02%

0.02%
0.02%

55+ Checking

$100

$1
$10,000

0.02%
0.02%

0.02%
0.02%

Bankohana - Level I Checking

$500

$1
$10,000

0.02%
0.02%

0.02%
0.02%

Bankohana - Level II Checking

$500

$1
$5,000
$10,000
$50,000

0.02%
0.02%
0.03%
0.03%

0.02%
0.02%
0.03%
0.03%

Bankohana - Level III Checking

$500

$1
$5,000
$10,000
$50,000

0.02%
0.03%
0.04%
0.05%

0.02%
0.03%
0.04%
0.05%

Bankohana Cash Advantage Checking
(State of Hawaii only)

$500

 

Consumer Savings Accounts Minimum Balance
to Open

Minimum Balance to Earn APY

Variable Interest Rate Variable APY

Regular Savings

$100

$1

0.02%

0.02%

Regular Savings
Online Accounts
(State of Hawaii only)

$300

$1

0.02%

0.02%

Kids Only Savings

$25

$1

0.02%

0.02%

Bankohana - Level I Savings

$100

$1

0.02%

0.02%

Bankohana - Level II Savings

$100

$1

0.04%

0.04%

 

Consumer Bonus Rate
Savings Accounts
Minimum Balance
to Open
Minimum Balance
to Earn APY
Variable Regular Interest Rate & APY Variable Bonus Interest Rate1 Variable Bonus APY1 Combined Variable APY1

Bonus Rate Savings

$100

$1
$10,000
$25,000
$100,000

0.01%
0.02%
0.04%
0.07%

0.04%
0.04%
0.04%
0.04%

0.04%
0.04%
0.04%
0.04%

0.05%
0.06%
0.08%
0.11%

Bonus Rate Savings Online Accounts
(State of Hawaii only)

$500

Bankohana Bonus Rate Savings

$100

Bankohana Bonus Rate Savings Plus

$100

$1
$10,000
$25,000
$100,000

0.01%
0.02%
0.04%
0.07%

0.08%
0.08%
0.08%
0.08%

0.08%
0.08%
0.08%
0.08%

0.09%
0.10%
0.12%
0.15%

1 For Bonus Rate Savings and Bankohana Bonus Rate Savings, the variable bonus interest rate and APY and the combined variable APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month. For Bankohana Bonus Rate Savings Plus, the variable bonus interest rate and APY and the combined variable APY are contingent upon making a minimum deposit of $100 and no withdrawals during the month.

The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Please consult your branch about the availability of products. Some restrictions apply.