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Bank of Hawaii’s ACH Debit Block service protects your depository accounts from unauthorized electronic charges. With the expanding use of the Automated Clearinghouse (ACH) to move funds between businesses, there is a growing need for stringent control over having only authorized electronic transactions posted to business accounts. Filters can be established to ensure that payees are limited to only those you authorize.
There is a 24-hour limit to return unauthorized debit transactions. Once the return deadline has passed, the chances of retrieving the funds are diminished and possibly unlikely.