Rates

Consumer Checking and Savings

Annual Percentage Yield (APY) subject to change without notice and may change after the account is opened. Fees may reduce earnings.

Rates Effective as of:
For accounts opened/maintained in the State of Hawaii:  8/15/2019
For accounts opened/maintained in Guam, Saipan & Palau: 8/16/2019

Consumer Checking Accounts

Accounts Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY
Personal Money Management Checking $100 $1
$10,000
0.03%
0.03%
0.03%
0.03%
55+ Checking New accounts no longer offered  $1
$10,000
0.03%
0.03%
0.03%
0.03%
Bankohana - Level I Checking $500 $1
$10,000
0.03%
0.03%
0.03%
0.03%
Bankohana - Level II Checking $500 $1
$5,000
$10,000
$50,000
0.03%
0.03%
0.04%
0.06%
0.03%
0.03%
0.04%
0.06%
Bankohana - Level II Checking $500 $1
$5,000
$10,000
$50,000
0.03%
0.04%
0.05%
0.08%
0.03%
0.04%
0.05%
0.08%

 

Consumer Savings Accounts

Accounts Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY
Regular Savings $100 $1 0.08% 0.08%
Regular Savings - Online Accounts (State of
Hawaii only)
$300 $1 0.04% 0.04%
Kids Only Savings $25 $1 0.04% 0.04%
Bankohana - Level I Savings $100 $1 0.06% 0.06%
Bankohana - Level II and Level III Savings $100 $1 0.09% 0.09%

 

Money Market Savings Accounts

Accounts Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY
Money Market Savings $100 $1
$2,500
$10,000
$25,000
$100,000
$1,000,000
0.05%
0.06%
0.09%
0.10%
0.16%
0.18%
0.05%
0.06%
0.09%
0.10%
0.16%
0.18%
Bankohana - Level 1 Money Market Savings $100 $1
$2,500
$10,000
$25,000
$100,000
$1,000,000
0.05%
0.06%
0.10%
0.11%
0.18%
0.20%
0.05%
0.06%
0.10%
0.11%
0.18%
0.20%
Bankohana - Level II, Level III and Cash Advantage Money Market Savings $100 $1
$2,500
$10,000
$25,000
$100,000
$1,000,000
0.06%
0.07%
0.11%
0.12%
0.18%
0.25%
0.06%
0.07%
0.11%
0.12%
0.18%
0.25%

 

Retirement Savings Accounts

Accounts* Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY
Retirement Savings $1 $1 0.08% 0.08%
Bankohana Retirement Savings $1 $1 0.08% 0.08%

           *Not available in Palau

Consumer Bonus Rate Savings Accounts

Accounts Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY Bonus Interest
Rate
Combined APY
Bonus Rate Savings1 $100* $1
$10,000
$25,000
$100,000
0.04%
0.05%
0.08%
0.14%
0.04%
0.05%
0.08%
0.14%
0.05%
0.05%
0.05%
0.05%
0.09%
0.10%
0.13%
0.19%
Bankohana Bonus Rate Savings1 $100 $1
$10,000
$25,000
$100,000
0.06%
0.07%
0.09%
0.16%
0.06%
0.07%
0.09%
0.16%
0.05%
0.05%
0.05%
0.05%
0.11%
0.12%
0.14%
0.21%
Bankohana Bonus Rate Savings Plus2 $100 $1
$10,000
$25,000
$100,000
$250,000
0.06%
0.07%
0.09%
0.18%
0.20%
0.06%
0.07%
0.09%
0.18%
0.20%
0.07%
0.07%
0.07%
0.07%
0.07%2
0.13%
0.14%
0.16%
0.15%
0.27%2

 

*Online Accounts require minimum opening balance of $500
1For Bonus Rate Savings and Bankohana Bonus Rate Savings, the bonus interest rate and the combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
2For Bankohana Bonus Rate Savings Plus, the bonus interest rate and the combined APY are contingent upon making a minimum deposit of $100 and no withdrawals during the month. The minimum deposit of $100 and no withdrawals during the month are not required to receive the bonus interest rate and the combined APY for Bankohana Bonus Rate Savings Plus in the $250,000 and over tier.

 

 

The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves.
Please consult your branch about the availability of products. Some restrictions apply.

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